I'm not too sure if something is bugging my inner self but I have been thinking things for some hours already. I find them very disturbing which I don't know how to put into words. Oh well I'm always having difficulties in explaining my thoughts into words...

One of the things I have been thinking is more of a reflection of yesterday actions. A friend of mine was supposed to have lunch with me yesterday but somehow he totally 'forgot' about it and only 'remembered' me when he was in a state of penniless. He asked me to lend him money because he overspent 23k in a night. I'm not too sure of the details of his shopping spree but all I know is 23k a night? Isn't that too much? Well I did lend him some money knowing that it was an extreme investment where I won't even get back my raw capital. My mum was furious with his attitudes for exploiting me since he knew so many Tom Dick and Harry but why me to his rescue. I decided to lend him on the basis that I have experienced a similar situation before - I know the state of helplessness. But if he's not returning my money, I would surely haunt him and I think I still remember his house location... Damn ... I don't know his office number. Jolenesiah, should we try to practise our spying skills again? I seriously don't like to be taken advantage of. Who likes by the way? Another business idea to think of - AH LONG ENTERPRISE (Ah Long is a term used in Malaysia to refer to money lender).

The guy I lent money to seriously has financial problems. Surely it's none of my business but I never understood what is there to buy. A friend of mine asked me "How can you resist of not buying those so CUTE things" and some money spending related qs. I seriously don't indulge in buying cute things other than hunting for gifts/ presents. I never pampered myself buying cute things but only food like lunch/dinner at Chillies, coffee from Sans Francisco or an expensive cake. Clothes, bags, accessories are rare on my buying list, But recently I bought a few t-shirts for 50% off their original prices and a pair of jeans. Accessories? I have not been getting earrings lately simply because the designs nowadays are too unpleasant for my collection. Bags? Why buy bags if my mum could redeem from her credit card centre and Bonus Link? And who cares if the bags are not branded? As long they are usable and they look like "branded" you don't owe any explanation to anyone except your bank account.

I have only one credit card and its limit is RM 4k. But I have set my own limit on its usage to below RM 300 max. Why want to waste tomorrow's spending for today's excessive pleasure? Fashion trends, eletronical trends and whatever trends are not going to be always updated so why in the hurry to buy as though they are like chipsmore "now you see now you don't". So why don't do research before buying impulsively? If you really have this overpowering urge to buy the item ... just try walking one round of the shopping complex to distract yourself and then sit on the bench and ask yourself whether you need that item or not. If you know you can survive without that item just tell yourself "I will buy it tomorrow" and tomorrow never dies... Then you will forget about your craving.

I have a friend who told me she must have a lot of cash in her wallet. I went gag because I only have RM 50 the most in my wallet and that would last me at least a week if I brought my own lunch everyday. Even then sometimes my lunch would only cost me RM 2.50 - just friend noodle from some makcik on the roadside. And that's included my afternoon snack. I think my senior would only have RM 5 in her purse but I think that's too extreme.

My wallet has so little money? Yea I usually remove a large sum of money from my main account to another account. So the main account would only have the amount I needed to survive for the whole month. And the rest I will lock up in fixed deposit because I know my bad habit of using extra cash when it is accessible. But I'm planning to lock the money in money market then I can earn interest everyday ... hahaha.. I think so...

I sounded very easily but it is extraordinarily to execute. Necessity things have been going up and up but our purchasing power is stagnant for most of us. Don't you think so?

This article is pretty good: Where's My Money Gone?

My new year resolution is to not write blog entries that sounded like I'm committing suicide.

wooow!!!
this is a really helpfull entry to me... I spend a lot of money in I dunno what and when i look back, is hard to remember... nice advises... i wish you all the best for this year.

with love

L@Le
» Shacelli on 2008-01-02 03:29:00

Ha! That guy is really crazy, 23K? He must be gambling... Anyway, good luck with getting your money back because I know how you feels, my brother is YET to pay me back that 300 bucks he borrowed. Now I can't buy the stuff that I want.
» Nuttz on 2008-01-02 10:13:03

Name.

URL.

[to enter your email, use "mailto:[email protected]"]
Subject.

Comment.

Word verification.

Copy the first 4 characters only.

If you are a member, try logging in again or accessing this page here.