i cant sleep. im incapable of it. it eludes me like that first day of spring...everyone just kinda...waiting for it to happen, only to be struck with a cold wintery wind in your face. whats keeping me up? just me. im so stressed about what exactly im going to do about next year. my uncle joel's words when he actually called me out to talk to him. n he said...'think a thousand times before you make a decision'...and here i am. losing sleep, because i want to make sure i dont make a dumb decision. im not blaming him. and its just a good thing that i think things through. its just dificult. the real world indeed.....i guess thats what im attempting to do here. just to sort things out. so the situation is... new dorms are being built for next year so the prices are outrageous. but regardless, i want to finish my undergraduate classes here at slippery rock. so. this means i have to live somewhere near campus. heirgo-.. an apartment. so i've established a group of 3 guys i can live with. its just a matter of money. not that its a light matter. i mean damn. it is what it is.for this apartment...per month...its 725 for rent with water/heat included, like..70 per month for electricity...and say like 20 for cable-internet. so thats all pretty much solid. 1115 bucks for a roof over 4 guys' heads. that 1115 split four ways....is 278. so thats 278 per month for each guy. after that...the numbers are a lil more blurry as of this moment. food, and tuition are the big toss ups. if a meal here at slippery rock costs at an exaggerated absolute TOPS of 7 bucks per meal, and i turned a takeout meal into leftovers for later OR ate one huge meal at school everyday...7 meals a week(49 meals/week)....15 weeks in a semester...so thats 735 for a whole semester (at an exaggerated high).....plus like..maybe 15 bucks per week of random drinks from the grocery store? or drink concentrates? so that 735 would be tacked directly onto the tuition thing which is pretty much monthly as well....so..the monumental university caliber tuition cost.i'm hoping with my loan(s) i wont have too much to pay for tuition during the year. so

per SEMESTER -->i think... $5000 [it could possibly be closer to $3500 i'll get back to this] (75 meals a semester+ 15 credits worth of tuition)

so

per month...
$1000 (or maybe just ) for tuition for 4 months.
$278 for apartment for
$80 for car gas(at $20 a week which i definitely dont use as of this moment but just to overshoot for a sure bet).
$60 for random sustenance and


a grand total of...

$1418[or $1153] per month. starting august.

with about $1100 to my name right now. at the end of the year i'll at the very very least have something like $1700. and then....i save up during the summer. all throughout. if i worked at AMS...for like $8/hr....working 24 hours a week....thats 192....minus tax...say 150 a week...600 a month. but if i work at UPS like i told niki i would, itd be something like 20 hours a week, at about 8.50. i'm leaning toward ups at night cuz i obviously wouldnt have to wake up early, but it would kinda suck having to spend my friday evenings at work, but theres still every other day. SO. $8.50 times 20 hours a week is like..170..minus tax...it'd be close. say 140 a week...560 a month at ups. SO.....say i worked half of may, all of june and july, and then half of august. so all in all....3 months.so thats $1680 made over the summer...


so if i make $1680 over the summer. but say i spend like...$20 per week on gas...and HELL, a $10 movie every other week...thats like...$100 a month. so take that $100/month over the 3 months of what i make....so $1380 to into the bank plus what i'll have at the end of this school year...which all would add up to 3080. so starting the year...in this scenario, i'd be armed with $3080 before any school/apartment bills hit me...so...with 3080..the first month hits...i go right down to $1662......within the next month say i worked at the bookstore again.....scrounged up $200..so i go up to 1882...another month hits...down to 464....add another 200 from work....up to 664....and im fucked as of month 3 in this scenario.


*sigh* well im looking over the numbers...and i looked up the out-of-state-undergrad tuition credits...and it says its like 6817 a year for 15 credits each sem... so that means each semester is 3408. 3408+579 for my meal plan would be like...close to 4000 a semester. then if you subtract the out of state tuition reduction...it makes it so i only have closer to 2000 to pay per semester....and if thats the case...the monthly payment for tuition would be a lot closer to like...$500 as opposed to $1000..so like $918 a month for EVERYTHING if that were the case.
so...in that case scenario..

still armed with 3080 at the beginning...


[only making 200 per month at the bookstore type deal]
after month one- 2162
after month two- 1444
after month three- 726
after month four [last payment of tuition for the semester]- FUCKED


so in actuality....i need to be making more money during the school year. e.g.....working at the fluh at some point. which would be good cuz its a free meal...200 a month at the bookstore is a pretty mild under-estimation as well...plus i should be getting a raise at the bookstore before the school year lets out...i dont know if i can work anymore than 5 nights a week over the summer though....so anyway.i still have to look into rocktalk and/or give residence life er somebody a call about what my payments are gonna look like next year for tuition...i think this is enough planning for tonight...gosh damn its 4:44am. i'm pretty much just not going to go to sleep i think. just eat a lil bit...now...maybe even study, although that in itself may put me to sleep. haha, ehhh.....cuz if i go to sleep now i'll never wake up for my first 2 classes. breakfast and all my classes tomorrow. cross your fingers and pray for me everyone...good night




part 2:

11:19am...still no sleep.

but im looking at rock talk...so.

6,133.00 15 credits tuition
579 my 75 block meal plan
104
25
128
245 just completely off the wall fees like
25 'general service fee'
87
94

all that adds up to 7420....for one semester. subtract $4203 for my tuition reduction/guaranteed loan...and it comes out to..3217 per semester for tuition and food. so divy'd up into 4 monthly payments....thats $804. not just a maybe, a pretty solid sure $804.



so using the above calculations with the substituion of 804 instead of 1000 a month for tuition...

the total comes up to $1222 a month in this scenario....but i've come up with another idea. if i work at boozel....would i even need a meal plan at ALL? i dont think i would. so i can just cut that 579 dollar meal plan right out. so the tuition bill would look like $6841-$4203 from loans..= $2638 for the whole semester coming outta my pocket. so that 2638 divided into 4 monthly payments would be $660 each.

so instead of $1222 itd be....

$1078 dollars per month to survive.
so lets run this scenario...

still armed with 3080 at the beginning of the school year...

[only making 250 per month at the bookstore/boozel type deal]
after month one- 2252
after month two- 806
after month three- 256
after month four [last payment of tuition for the semester]-
starting at month 5[without tuition to pay for]....

the above calculations was with the different pay plan for the apartment rent...

i hate to say this..but...i dont see a way to make it work like this. but i am coming up with a different idea...an idea i kinda hate to say too:

what if i didnt go to school in the fall. but lived in the apartments. aquired the in state tuition status, while saving up to make the payments pretty easy. i'm gonna see what i hafta do to qualify as in state. but if i can...itd be sweet...i'd just pay the rent...save money...spring semester comes around and BAM. it'll be smooth sailing...hopefully. haha......but yeah...if theres a will theres a way.

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