I have been in debt to the credit card company too long! I hate how easy it is to swipe that card, and use money that really isn't mine to begin with.
So I cut it up. I have decided to pay it all back this year, and budget really really well. Without this credit card, I feel like I will finally be financially responsible. I am looking forward to work again, and I will gladly pay for this credit card bill :)
But, I didn't tell my mom. I think she wouldn't approve of me cutting up my credit card, just in case of an emergency. But I realized that if people didn't live with credit cards before, we can do it again!
