I was perusing the Internet at lunch and came upon this article about weird things that mess up your credit.

Weird Things That Mess Up Your Credit

I read through the article and was quite surprised at some of the information it provided. For instance, Capital One does not report credit limits to the credit bureaus...so they just use amounts from other cards that you have and assume that your limit is around there. I have 2 Capital One cards with relatively low limits ($200 and $750...I think) and they are current on there...imagine if they were not current and they were reporting that the limits were a few thousand dollars...my credit report would be hella fucked up!

Anyway, I'm not going to go more in depth about it because I don't know crap about credit and money (other than the fact that my credit is not so hot...and I never EVER want a credit card EVER again)...hehe

Thought you guys might find it interesting though...

That doesn't seem really fair. They should ommit Capital One cards or make them report limits. I don't know a lot about credit either. All I know is that my parents' credit score is like really even though they owe money to the bank because of loans.
» thisdisease on 2006-10-18 07:53:06

I guess there is a vaccine that the girl and her family are taking but they say if you don't start taking it right away the results could lead to death. So don't play with bats or wild life animals.
» Princess_00 on 2006-10-18 07:56:15

Ah, credit cards... I remember thinking those were an immensely stupid idea... "why borrow money if you have money?"... Hah... how naive I was. :P
» randomjunk on 2006-10-18 11:59:43

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