Okay, I am so sorry for that other entry--it totally sucked, it was horrible I apologize feverously and beg for your forgiveness. *bangs forehead against table repeatedly* Ow.

It's so inconvenient without a credit card when you want to buy things online, don't have enough cash or whatever. Yet I keep hearing people say that I shouldn't get credit cards. I understand how they can lead you to debt and throw you down the deep debt well, but what if I just get one credit card?

I don't think I'll be buying a lot of stuff with it. The only things I'd buy from the internet are small and unimportant--trinkets. Things like those you'd find in the Shojobeat magazine. Yes, yes, it's a magazine of manga and Jap things, but hey! My dad got me a subscription without my asking so...*shrug* =] Things like mints in a flat metal case, little USB creatures, tiny fluffy monsters, little lipsticks hanging off straps, etc...

Here, I shall put a little to-do list of all the things I must not forget:

into my purse goes
--hairnet+bobbypins
--two oversized black clips
--mousse
--contacts+solution
--makeup+brushes
(only three from my friends, but hey, it's the thought that counts)
--lady items

into my bag goes
--black pants, capri-sized
--extra top

into my hands go
--(pancake) hats XD

outfit shall be
--stretchy Crunch(gym) shirt w/ zipper
(no idea where we got that from...)
--jeans
--sneakers
--hooded jacket from Caesars(casino)
--down jacket+scarf+gloves

That should be it...I hope. *squeezes eyes tight* I cannot be forgetting anything.

jumping up and down(in her mind) in much anxiety,
the Dot

BTW: I am sooo excited about Jane Eyre so maybe I AM jumping up and down and squealing. If only my mother could be nice and gentle and negligent for me to watch it this Sunday night~~! Ooh, please, if only, please make it (come) true, Lord.

Plugs: Nuttz, lazypuppy

Shojobeat
That magazine is cool! I saved it to my favorites!
» kKAMa67 on 2007-01-26 04:08:33

one credit card is good, but make sure you have enough money to pay off the card when you use it or or pay the balance...

I remember when I turned 18, I kept getting credit card applications and I would send them in and I ended up with 5 credit cards...and then I obviously couldn't manage myself.

To be honest, I would get a debit card if I were you. That way you could use a credit card, but the money comes directly out of your checking account and you don't have to worry about bills or anything.
» lazypuppy on 2007-01-26 06:54:52

You could ask your dad to get you a sub.. I like all the trinkets in the magazine but the whole process of buying is too complicated for me as I am very lazy.. Do your best for the show and don't bang your head against the wall just because the previous entry is a boring one, honey, everyone has to have a few.
» Nuttz on 2007-01-26 09:57:43

I have one debit card that I got so that I could help build up credit. I've been lucky enough to not have made any late payments. I hate using it, though. I'd rather just use cash. I agree with lazypuppy, you should just get a debit card. there's less of a hassel with there being no bills. you just have to make sure you have enough money in your checking account so that you don't get overdrawn.
» LostSoul13 on 2007-01-27 01:30:40

wait! sorry I meant to say 'I have one credit card so that I could build up credit' I also have a debit card, but I don't like using that either.
» LostSoul13 on 2007-01-27 01:32:11

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